Save money while also enjoying life
Monthly Archives: February 2013

DIY Fashion Essentials Save Big

by Ashley

It’s hard to frequently splurge on materialistic items especially when you’re on a budget. Fortunately in this age and time, new approaches have been implemented to complement those who need to live in a affordable lifestyle – yet wish to also look fashionable and stylish. And with numerous comprehensive to-do guides available, many people have turned to ‘do-it-yourself’ (or DIY) projects; with that, hop onto the bandwagon and you can start a mini project to create looks to help alleviate your spending habits. Here are important must-haves to start your crafts.

White Canvas (or any neutral-colored shoe, for that matter). Keds, Toms, and practically every retail store carry a pair of clean white canvas shoes and any colored-shoe that you can beautifully craft yourself. And I’m sure sure you have seen a lot of tutorial guides online on how to design your own look and style without overspending on shoes with styles that are mediocre at best. Here is an excellent demonstration of how you can create your preferred style.

Steel. Who needs to throw in hundreds of bucks on jewelry? Spend no more (than over $50), if you buy the materials, follow guides, and make them. Hundreds of people have created their unique spin to rings that have been sold at retail stores. Thin, flexible metal pieces are available

Yarn. Learn how to knit or crochet in these easy steps. With that particular set skill, you can easily create your fall and winterDIY bracelet made from a heart and string clothing and accessories with a simple understanding and dedication to the practice of this longtime leisure activity. They save you money, and make great gifts during the holidays.

String. I remember seeing these at a store and wanting them but thought they were extremely overpriced so I went to google how to make these and bam Рthere were sites and sites to choose from. Create your own bracelet to your liking simply by purchasing  your choice of charms and colored-strings at craft stores, thrift shops, and flea markets. There are numerous step-by-step guides to show

Rope. Spring and summer are right around the corner and what better way to mirror the warmer and sunnier seasons than to rock colors and trends that infuse this. Nautical themes have been a rising trend and its no exception that accessories will remain popular.

There are many more accessories and clothing that you create. With time and dedication, you can achieve these hobbies…and save money while you’re at it.

Go on DIY! Happy crafting!


Vacations On A Budget

by Ashley

It’s about time you take that well-deserved getaway you’ve been wanting to take for some quite time. While vacations can be costly, there are ways to take some time off at a minimal budget. Here are some ways to tackle budget-friendly trips.

Road trip. Go on a road trip with friends or family. There’s so many places to see on the road even if you plan on just traveling within a few states away. I, myself drove down to Miami with family, from New Jersey; we saw so many landmarks that we would have missed if we took the plane ride over there. Plan it all: the budget, the sight seeing, etc. The vacation will undoubtedly be a memorable one.

Cruise. Take advantage of cruise deals that include packages, especially when you plan on going on a spontaneous getaway soon. Certain cruises, if not all, offer affordable deals if you decide to go on vacation. Keep on a look out on Cruise Expedia especially their last minute deals.

Local Tourist.¬†Do you live in a city like LA, Boston, or NYC but haven’t seen all of the area, and always keep pushing it off to tomorrow or sometime in the future? Stop right there. Take a day or two and explore what’s in front of you. You deserve to have some me time or share it with someone else. It’s local so you won’t be spending as much as if you were traveling in another country, even state.

Volunteer. Giving back in a positive way while on vacation is the perfection combination for happiness. Volunteering provides the opportunity to see the world without spending too much money because a majority of volunteer agencies such as the Peace Corps and Help Exchange provide room and board; the only expense you need to take care of is your plane ticket and personal items.

These are alternatives to what people perceive as vacations. Even if the trip is small or local, make the most out of the experience. Cheers and happy trip!


Delicious Meals for Less

by Ashley

When it comes to food, convenience plays a deciding factor in our decisions. However, with a few simple changes, we can make healthier and less expensive choices. Here are some tips.

Brown Bag It. If you have a budget, let’s say, spending less than $10 a day on meals at work or school, then you’d be saving hundreds of dollars per year. Bring lunch in a brown bag two-three times a week. It saves major bucks, and you can use that money elsewhere, like happy hours and weekend purchases or leisure activities.

What’s Cookin’. Plan your meals for the week based on what’s on sale at the grocery store is a solid strategy. Try making meals for the week centered on what was purchased.

Bottle Me Up. Bottled water isn’t just bad for the environment; it’s also a great way to pay a lot for something you can get for free. Purchase a filter system like a Brita, and spend money on reusable thermos or bottle containers.

Take It To-Go. Make your own coffee or tea in the morning, instead of stopping at a chain store. The five bucks you could of spent on drinks in the morning can go towards a necessity instead.

Food Shopping. You will spend less on food if you shop with a list, take advantage of sales, and purchase basic ingredients, rather than ready-made items. Save hundreds of dollars a year by shopping at lower-priced food stores. Convenience stores often charge the highest price. Shop at grocery stores, not convenient marts.


The Art of Couponing

by Ashley

We feel you – when you say that you would love to save money, and would be willing to go the distance to utilize every option possible to achieve this goal. Fortunately, coupons (still) exist, and many have taken this course of action to save major bucks, and some even declared it as a hobby.

The definition of couponing states that it’s, “the practice of distributing discount coupons to consumers as a form of product promotion.” It goes way back to 1887 when Coca-Cola distributed coupons to promote their beverages to the public. And then the Depression era came, and the practice dramatically rose up and people continue to still do it today.

There are lots of coupons up for grabs, if you know where to find them. Thanks to technology, they are available right at your fingertips, via phone or tablet. However, if you insist on going the old fashion way, they are accessible as well. Here are some methods to learn the art of couponing.

Print publications – Newspapers and magazines offer coupons if you look through their pages. Some Sunday newspapers, even contain booklets of them. It’s all about the setting aside the time to browse through them. Magazines such as Women’s Day, Good Housekeeping, and Parents feature coupon on their ad pages, making it accessible for readers.

Receipts – Think twice before tossing your receipts because a few offer printed coupons behind it. A few grocery stores offer this type of perk and it really saves on food and home items during future shopping visits.

Online – We get that you hate getting emails after you subscribe to consumer-related websites. However, there’s that option of congesting from daily to weekly or monthly emails to limit their emails flooding your inbox every day. Be sure to sign up at places and shops you frequently visit because being in the loop about their savings does save major bucks.

Snail mail – Every now and then, you get dozens of catalogs and flyers stuffed in your mailboxes on a weekly basis. Take the time to go through them on a weekend day, during your free time. You never know; you might find some coupons of value and put into good use for future purchases.

Product packaging – Remember looking into your cereal box and finding coupons stamped on the cardboard boxes? Or what about bottles that had printed savings aligned on their labels? Before tossing out packaging, peek around, especially if you are so keen on their items, you will have savings already for them. It’s a win-win situation.

Couponing is an effective marketing tool for companies who hope to drive in more consumers into purchasing their products. And good thing, it’s offered so easily to us now.

 


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